Information

Serving Fayetteville, Ft. Bragg, Pope AFB & Surrounding Areas
Since 1951

Each office independently owned and operated.

2005 Homeowners LTD.©

Mortgage Basics

There are many financial factors that apply when you consider owning a home. Ask yourself:

1. How big of a mortgage may I qualify for?
2. What would my monthly payments be? [go to calculator]
3. What is my budget? [download a sample budget]

1. What type of government assistance programs could I qualify for? [find out]

1. What is credit?
2. How do I check my credit score?
3. If it isn't so great, how can I improve it?
4. Can I still own a home while improving my credit?
5. Will my credit affect the loan amount I'm eligible for?

What other money questions will lenders ask?

1. Income vs. expenses
2. Down payment
3. Borrower history
4. Closing cost
5. Employment History

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Sample NC Real Estate Forms…listing & sales contracts, addendums & more

   These forms are in Adobe Portable Document Format (PDF). To view them you must have the free Adobe Acrobat Reader installed on your computer.